Borror family crestCole
Borror

PropCo · OpCo · Net Lease

We handle PropCo. You run OpCo.

Strategic capital and real estate for franchisees, multi-unit operators, and growth companies ready to scale — without the complexity.

$300M+

Transactions closed

40+

Years combined experience

30–60

Days to close, target

100%

Development funding available

Programs

What we do

Program I

Sale Leaseback

Turn real estate you already own into growth capital, without giving up your locations.

  • $500K – $50MM+
  • Retail, healthcare, industrial
  • NNN structure, long-term
  • Close in 30–60 days

Best fit: Operators who own their real estate and want to recapture that equity for expansion.

Program II

Development & Build-to-Suit

100% funded development for multi-unit rollouts — land, construction, everything.

  • 5+ unit rollouts
  • Corporate guarantees accepted
  • Land + improvements funded
  • Multi-year pipeline support

Best fit: Franchisees behind on development-agreement timelines, or brands needing a preferred developer.

Program III

M&A Program

Full-stack capital from LOI to close, without splitting the deal across five lenders.

  • LOI to close in 60 days
  • Business + equipment + inventory
  • Real estate in the same structure
  • One point of contact

Best fit: Operators acquiring a portfolio who need speed, certainty, and full coverage.

Why SCC

The advantage

Speed

30–60 day decisions against 90–120 from traditional lenders. We underwrite fast and commit fast.

Capital efficiency

One source for real estate, equipment, business, and TI. No patchwork of lenders.

Full stack

We fund the entire transaction, not one piece of it. PropCo handled entirely.

Programmatic

Multi-year pipelines, not one-off deals. A repeatable growth engine, not a loan.

Flexibility

NNN, SLB, BTS, M&A. We structure around what you actually need.

RE risk absorbed

We take on the real estate risk and complexity so you never have to.

Case study

20 locations to 37. One transaction.

A Midwest Meineke operator needed capital, speed, and a partner who could handle everything at once. We deployed $15.6M+ across properties, business, equipment, and TI, and closed in 60 days. They are now the second-largest franchisee in the system.

$15.6M+

Deployed

60

Days to close

37

Locations

“Cole and his team structured a deal that let us focus entirely on running the business. The capital was there, the timeline was aggressive in a good way, and the execution was flawless.”

Scott Martin

CEO, Marcor Holdings · 39 Meineke Locations

Process

From first call to capital deployed

01

Discovery call

30 minutes

Unit count, growth targets, real estate situation, capital needs. No pitch decks — just an honest conversation.

Fit assessment + preliminary structure

02

Preliminary analysis

1–2 weeks

We underwrite financials, unit economics, and real estate, then model multiple structures to find the one that creates the most value.

Term sheet with structure and capital range

03

Detailed proposal

1–2 weeks

Financing structure, NNN lease terms, timeline, and a multi-year growth plan. The document you take to your team.

Full proposal with execution roadmap

04

Execution

2–4 weeks

Legal, title, escrow, closing. We coordinate every piece on our side while you stay focused on operations.

Closed deal, capital deployed

05

Growth review

Ongoing

Pipeline review, next-tranche structuring, programmatic development calendar. The first transaction is the start, not the finish.

Multi-year pipeline plan

FAQ

Common questions

What qualifies an operator for these programs?

Proven unit economics, a track record of execution, and a real growth plan. Net worth of $5M+ is typical. We are not a fit for single-deal seekers or operators without demonstrated performance.

How fast can you actually close?

30–60 days from signed term sheet is the target. We have closed Meineke M&A transactions in 60 days from LOI. Traditional SBA or bank financing typically runs 90–120 days minimum.

Do I need to own real estate to work with you?

No. The BTS and M&A programs work for operators who lease. The SLB program is for operators who own and want to unlock that equity.

What franchise brands do you work with?

Brand-agnostic across retail, service, healthcare, and industrial systems. If the unit economics are sound and the brand has scale, we can likely structure something.

What does 100% development funding actually mean?

We fund land acquisition and all construction costs. You put no capital into the real estate — you sign the NNN lease and operate. Typically with six months of free rent built in.

Is this debt, equity, or something else?

Depends on the program. SLB is a sale plus leaseback. BTS is developer-funded real estate with a NNN lease and no debt on your balance sheet. M&A is structured deal by deal. The term sheet is specific.

Let's talk

Jet fuel for the right operator.

The discovery call is 30 minutes. No pitch decks, no fluff — a direct conversation about your situation.